Pricing
Simple, honest pricing
The planner is free forever. Upgrade to Pro when you want the full picture — cancel anytime.
Free
Everything you need to start.
$0
forever
- ✓Up to 3 debts
- ✓Avalanche & Snowball
- ✓Payoff chart & comparison
- ✓Log payments & track progress
MOST POPULAR
Ledger Pro
The full path to debt-free.
$4/mo
billed $48/year
- ✓Everything in Free
- ✓Unlimited debts
- ✓Full amortization schedule
- ✓Export plan to CSV
- ✓Email payment reminders
- ✓Weekly progress email
- ✓Priority support
Compare every feature
| Feature | Free | Pro |
|---|---|---|
| Debts tracked | Up to 3 | Unlimited |
| Avalanche & Snowball strategies | ✓ | ✓ |
| Strategy comparison | ✓ | ✓ |
| Extra-payment what-if slider | ✓ | ✓ |
| Balance-over-time chart | ✓ | ✓ |
| Log payments & progress tracking | ✓ | ✓ |
| Milestone celebrations | ✓ | ✓ |
| Full amortization schedule | — | ✓ |
| Export plan to CSV | — | ✓ |
| Email payment reminders | — | ✓ |
| Weekly progress email | — | ✓ |
| Cloud sync across devices | ✓ | ✓ |
| Priority support | — | ✓ |
Prices in USD. Demo mode — no real payment is taken. Cancel anytime; your data stays on the free plan.